4 Reasons To Buy TDB From a Private Agency


Temporary Disability Insurance (TDB) provides cash benefits to employees with injury or illness. It is offered by your employer for comparatively short periods of disability, as directed by certain states. The employers have the option of taking temporary disability insurance through private insurance agencies. Private agencies offer many benefits to the business owners and the employees compared to the state. Here are some benefits of temporary disability insurance under a private agency:

Easy settlement of claims: 

Whenever an employee files a claim with a private agency, he gets the first check within seven days after filing the claim. Whereas, the state will take a month to give the first check. The agency also provides a convenient payment option to the claimants. Private insurance agencies provide great assistance to the claimant.

The certainty of rates:

When you take Temporary Disability Insurance through private agencies, the rate will remain fixed for three years. But, if the insurance is taken with the state, the rates may go up every year.

Customer service:

The customer care center of the department of labor is open from Monday to Friday only. This is inconvenient for people who have emergency needs. Private agencies fulfill all the needs of people. They provide extended services that are capable of solving the emergency needs of the people also.

Convenient to employees:

Privates agencies give better interest rates as compared to the state. They also provide the option of upgrading the plan. It provides high-quality services that are very convenient for employees.

For all these reasons, it is advantageous to take temporary disability insurance with a private carrier.

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