Disability Insurance - A Smart Investment
For most people, "disability insurance" conjures images of accidents, mishappening, and worst-case scenarios. These things are what you don't plan. Consequently, it results in an average American knowing very little about the different types of disability insurance, how to qualify for it, and the resources designed to help with the application process. The ability to make a living is your most valuable asset. This way, disability insurance in NJ is financial protection for your most valuable asset - your ability to work and earn an income. Do You Need Disability Insurance? As stated above, many people associate disability insurance with accidents. But disability insurance isn't just focused on accidents alone. A vast majority, 90% of long-term disabilities, are caused by illnesses such as cancer, lupus, heart disease, arthritis, and multiple sclerosis. Unfortunately, there is no guaranteed way to protect yourself from any of those maladies, even if you practice hea