How To Apply For Temporary Disability Benefit

Temporary disability insurance (TDI) is a program that provides employees with compensation when they suffer injuries and illnesses. A non-work-related injury could cause several health conditions like paralysis or disfigure. When an employee becomes disabled and cannot work for a short time of period due to an accident at the workplace, he can get temporary disability benefits insurance, NJ. There is another policy called long-term disability coverage but let us discuss TDI only in this blog.

Eligibility

If you got severely injured, you can apply for temporary disability insurance. There are some conditions that are required for the eligibility of this benefit. This may include your home address and type of injury.

There are some general requirements for your eligibility.

1. You must have experience of working a certain length of time before being eligible for benefits.      Some states allow the benefits in one month while others have six months.

2. Your income must be suitable for the policy depending on the states.

3. The weekly benefit is about 60% of your earnings.

4. You must submit medical bills and medical test results as evidence of your disability.

The temporary disability benefits insurance in New Jersey has also a policy for pregnant women. The employee can receive disability benefits for child delivery and recovery. The TDB policy is very helpful for someone who is temporarily disabled but its payment can be delayed. If you face such difficult situations, you should look for a trusted agency. Experts in such a company will help you get back on your feet with full financial support.

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